Data Protection Through Cash-Like Digital Transactions
Digital Transactions
reimagined
Vaiu Global is a software company delivering technology for simpler, more secure, and instant settlement across digital and physical surfaces.
Vaiu's technology is a software layer that works with existing financial systems, enabling cash-like digital transactions - with instant atomic settlement between parties - while being scalable, secure, and privacy-protecting.
Vaiu's unique approach mitigates the scaling deficiencies of blockchains and the insecurity and fraud risk of card transactions.
Vaiu licenses both intellectual property and proprietary technology to banks, governments, and e-commerce platforms globally. For those interested in fully integrated solutions, Vaiu partners with systems integrators who can offer full-service implementation and operations.
We solve one problem.
Vaiu Global is a software company with expertise and core specialization in solving one problem: how do you protect personal and account credentials in the conveyance of information and transfer of value?
The solution: Vaiu Ephemeral Tokens
The company builds, operates, and invests in national cash infrastructures, with its global best-of-breed implementation and delivery partners.
Registered in the US with sales operations in nearly every continent, the company licenses its ephemeral token processing software to central banks, banks, wallet apps, software developers, and hardware manufacturers.
Read on to learn ephemeral tokens, cash-like digital transactions, and the architecture, protocol, and use-cases for ephemeral tokens serving banks, businesses, people, and devices.
Ephemeral Tokens
Ephemeral tokens transfer value and convey information.
The Vaiu tokenBase software engine creates, validates, executes, and expunges ephemeral tokens. This high-performance engine is built for scale and real-time processing of millions of tokens per second.
Read on to learn ephemeral tokens, cash-like digital transactions, and the architecture, protocol, and use-cases for ephemeral tokens serving banks, businesses, people, and devices.
The Architecture
The existing common architecture for card-payment processing, A2A or account-to-account transactions, bank transfers, and wallet app payments are rooted in an architecture from the 1980s. This current architecture is being challenged by a new one called, DLT, or distributed ledger technology. Software to operate a Blockchain is a key component in DLT.
Vaiu Global offers an alternative to the status quo and to DLT/Blockchain.
The firm’s novel architecture builds on the existing trust hierarchy of national cash infrastructures, namely the power bestowed onto a government by its people, from the government to a central bank, and on to retail commercial banks. A central trusted Token Resolution Service handles all token routing and validations, while the ephemeral tokens are themselves created at banks.
The Protocol
“ ..closest I have seen to replicating the time-honored features of hard cash in digital format”
The existing common protocol for card-payment processing, A2A or account-to-account transactions, bank transfers, and wallet app payments is rooted in the send mail protocol from the 1980s. The Protocol works with a sender, a receiver, and an “amount.” This current protocol is being challenged by a new one called, DLT, or distributed ledger technology. Software to operate a Blockchain is a key component in DLT.
Vaiu Global offers an alternative to the status quo and to DLT/Blockchain.
The firm’s novel protocol is the closest to how physical cash is transfered. The Vaiu Protocol is based on three distinct independent steps: Withdraw, Give, and Deposit.
Human-centric design
Vaiu Ephemeral Tokens are designed for humans. Each token is made of common characters that you can read, write, and speak.
For conversational UI, voice-based interactions, remote and e-commerce transactions, Vaiu Ephemeral Tokens offer the simplest uniform user experience that protects user identity and precious credentials such as government issued identifiers, account and phone numbers, email, name, and address.
One User Experience across all channels and media
We are trailblazing. Join the movement to standardize around a unified UX changing the ubiquitous send-to paradigm of payment systems to the cash-like paradigm of withdraw, give, and deposit.
Speeding your transition to cash-like digital transactions #CLDT.
Data Protection Through Cash-Like Digital Transactions
For Banks
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Your customers’ data is precious. Vaiu licenses and custom integrates into your bank’s IT services, a versatile software engine that opens up key new lines of business for your bank in this digital era.
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Privacy and convenience anytime/anywhere access to funds while maintaining AML/KYC and assisting with GDPR compliance.
Give your customers instant access to their money, digitally. A human-centric design is the hallmark of the Vaiu digital ATM. No more running around town to get cash. Vaiu word-of-the-bank ephemeral tokens are safe, private, and reliable. Add a digital ATM service to your mobile banking app or website today.
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Integration into the Vaiu™ global instant payments network is easy with our digital cash ATM component in your mobile app. Privacy and convenience anytime/anywhere access to funds while maintaining AML/KYC and assisting with GDPR compliance.
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Integration into the Vaiu™ global instant payments network is easy. The drop-in UI makes adding this component to your website and mobile banking app a cinch.
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The Vaiu tokenBase server is designed to be a smooth addition to your enterprise stack. Running inside your secure network infrastructure, this component connects to your core banking system and is managed by your IT.
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Cash management and card-payment services require real-time tools for risk management.
The Vaiu system gives you the tools and data to manage risk. The number and value of outstanding tokens are just two of the variables you can control manually or with AI-integrated controls.
Meanwhile, all transactions and activities are written out to a durable immutable audit log. You have the choice of a local blockchain or to write out to a remote blockchain log.
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Operational Tools give you complete control and flexibility to configure your Vaiu tokenBase. The Vaiu control dashboard gives your real-time visibility into the production and usage of Vaiu Tokens.
For Businesses
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You want to get paid. Vaiu checkout is the fastest way to add digital payment processing to your business. Whether you are a solo artisan or a mega-retailer, you want simplicity for your customers, for yourself, and your business and accounting processes.
Ask your customers to pay at app.vaiu.io, once they pay, they will receive a confirmation code which they will give to you. Enter that code in your Vaiu app and voila, you have been paid.
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Accepting Vaiu Cash Tokens will reduce your transaction costs by up to 70%. By accepting Vaiu™ tokens you also allow your customers to use any form of payment they want. Set up is easy and takes as little as a few minutes to complete.
Payments are processed by Stripe and Braintree, two of the most trusted names in payment processing.
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Whether you are selling via your Instagram, YouTube, Blog, or in real life, accepting a Vaiu payment could not be easier.
Ask your customers to pay at app.vaiu.io, once they pay, they will receive a confirmation code which they will give to you. Enter that code in your Vaiu app and voila, you have been paid.
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Vaiu is your fastest way to start processing digital payments. You can be confident that your customer’s payments will be processed with the highest level of security.
Under the hood, Vaiu processes payments with Stripe, a globally recognized payment processor.
Ask your customers to pay at app.vaiu.io, once they pay, they will receive a confirmation code which they will give to you. Enter that code in your Vaiu app and voila, you have been paid.
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Vaiu is your fastest way to start processing digital payments. You can be confident that your customer’s payments will be processed with the highest level of security.
Under the hood, Vaiu processes payments with Stripe, a globally recognized payment processor.
Ask your customers to pay at app.vaiu.io, once they pay, they will receive a confirmation code which they will give to you. Enter that code in your Vaiu app and voila, you have been paid.
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From a school-yard event to a 100,000 person mega-event, Vaiu’s event payment services are ready to use in under a few hours.
Setting up your list of tickets, food, beverages, and raffle tickets could not be easier.
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Your Vaiu subscription gives you access to real-time and periodic reporting tools.
Manage your balance, activate a payout to yourself, or set up automated processes.
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Vaiu Checkout is available as an extension or plug-in for all the major shopping carts, including WooCommerce, OSCommerce, Big commerce, and Magento.
Are you a developer? contact us for more information.
For People
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If your bank does not yet offer Vaiu services, you can sign up at app.vaiu.io to create your profile. As soon as a bank near you joins the Vaiu Network, you’ll be notified. You can use Vaiu to give money to friends and family to spend with merchants, businesses, and gig workers.
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To generate a Cash Code, you will need a Vaiu enabled app. If there is no bank in your country currently offering Vaiu services, you can start at app.vaiu.io.
Cash Codes are six-character short codes you can write in an email, sms, instant message on WhatsApp, Signal, Discord, and anyplace you communicate with friends, family, or even with strangers you do not know.
Vaiu Cash Codes shield you from exposing your identity, telephone number, email address, and all other personal information. You can pay with the comfort of knowing you will not be subjected to marketing spam; and you certainly will not be stalked.
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You can use your Vaiu Cash Code to checkout at e-commerce sites and in stores.
See the demo here to see how to use your Vaiu Cash Code at checkout.
In addition to paying for your order, your Cash Code does a lot more.
Your delivery address and all other optional information will be conveyed simply and safely by the Cash Code.
If you are buying something that needs to be shipped to you, the seller will share your delivery information with their delivery, shipping, or postal service.
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When you receive a Cash Code, you will need a Vaiu enabled app to redeem it. If there is no bank in your country currently offering Vaiu services, you can start at app.vaiu.io.
Cash Codes are six-character short codes you can receive in an email, sms, instant message on WhatsApp, Signal, Discord, and anyplace you communicate with friends, family, or even with strangers you do not know.
Vaiu Cash Codes shield you from exposing your identity, telephone number, email address, and all other personal information when receiving money. You can pay with the comfort of knowing you will not be subjected to marketing spam; and you certainly will not be stalked.
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When you want to sign a document with your verified identity, there’s no easier way than with a Vaiu Signature Token.
This service is currently only available through your bank. Please contact your bank or write to us to find out if a bank in your country offers Vaiu Signature Token services.
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If you are using your bank mobile application, you are 100% safe.
If you are using app.vaiu.io or app.PayForMyFood.com or app.TipZyp.com, you can rest assured that Vaiu Global does not have access to your personal bank and credit card information, nor does the company process your payments, nor hold your cash balances.
All payments are processed via Stripe, a trusted name in global payment processing. Your card and bank credentials are never shared with Vaiu Global, nor with anyone you transact with.
Explore our wide range of featured products tailored to meet the diverse needs of central banks, banks, merchants, and individuals across the globe.
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Vaiu Global is an innovative transaction platform software designed to facilitate secure, private, and instant cash-like digital transactions for central banks, banks, merchants, and individuals worldwide.
$25
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Experience the power of Vaiu Global, a robust solution that enables hassle-free and efficient digital transactions for central banks, banks, merchants, and individuals around the globe.
$25
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Discover the convenience and reliability offered by Vaiu Global, a leading transaction platform software that ensures seamless and reliable digital transactions for central banks, banks, merchants, and individuals worldwide.
$25
Services
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Vaiu Global is a transaction platform software enabling secure, private, and instant cash-like digital transactions for central banks, banks, merchants, and persons everywhere.
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Vaiu Global is committed to providing exceptional transaction solutions for a wide range of financial needs.
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Discover the power and convenience of Vaiu Global's efficient transaction system.
Welcome to Vaiu Global's appointment booking
Thank you for choosing Vaiu Global, where we strive to provide the best transaction platform software for secure, private, and instant cash-like digital transactions. Our mission is to enable central banks, banks, merchants, and persons everywhere to have a seamless experience.
Experience the power of our brand
Discover the strength and innovation behind what sets us apart. Our story is crafted by a team of experts dedicated to revolutionizing digital transactions. With Vaiu Global, you can trust in our secure and private platform that enables seamless cash-like transactions for central banks, banks, merchants, and individuals worldwide.
Contact Vaiu Global
Contact us to learn more about our transaction platform software that enables secure, private, and instant cash-like digital transactions. We are here to serve central banks, banks, merchants, and software developers worldwide. Looking to simplify transaction processing? Don't hesitate to reach out and experience the power of Vaiu Global.